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Banking class 12

BUSINESS ADMINISTRATION class 12 cbse Sample Question Paper 2025-26 question 03

 video 20 i. Communication in an organization should ideally flow … Options: (a) From top to bottom (b) From bottom to top (c) Both ways (d) Horizontally Explanations: Top to bottom : Only downward communication, not ideal alone. Bottom to top : Upward communication, but incomplete. Both ways : Correct. Effective communication flows upward and downward for feedback and instructions. Horizontally : Peer‑to‑peer, but not complete. Right Answer: (c) Both ways ii. Dimensions of business environment (Sapna using accounting software) Options: a. Technological and social b. Technological and political c. Political and economic d. Social and legal Explanations: Technological and social : Correct. Use of accounting software shows technology; Sapna joining workforce reflects social change. Technological and political : Incorrect, no political factor here. Political and economic : Incorrect, unrelated. Social and legal : Incorrect, no legal aspect mentioned. Right Answer: a. Technolog...
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BUSINESS ADMINISTRATION class 12 cbse Sample Question Paper 2025-26 question 01

video 18 i. Which of these sentences has/have both indirect and direct objects? Question:    (a) I am working on a presentation.  (b) She bought a blue pen.  (c) The girls played cricket.  (d) He wrote a letter to his sister Explanations: I am working on a presentation : Only one object (presentation). Not both. She bought a blue pen : Only direct object (pen). No indirect object. The girls played cricket : Only direct object (cricket). No indirect object. He wrote a letter to his sister : Correct. “Letter” is direct object, “sister” is indirect object. Right Answer: (d) He wrote a letter to his sister ii. Who is a First‑generation entrepreneur? Answer: A first‑generation entrepreneur is someone who starts a business independently without inheriting it from family. They take risks, create new ventures, and build enterprises from scratch. iii. How can Raghav minimize the waste in Harish steel factory? Question: (a) Give it to kabadwala or scrap dealer...
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Banking class 12 cbse Sample Question Paper 2025-26 question 20-24

 video 17 Answer any 3 out of the given 5 questions in 50– 80 words each (4 x 3 = 12 marks)  Q. 20 What are the advantages of keeping shares in demat account? 4  Q. 21 Explain the variety of services offered by the bank branches? 4  Q. 22 M deposited ₹.1,00,000 in Punjab National bank @ 5% p.a. interest compounded annually for 3 years and N gave ₹. 1,00,000 to his friend @ 5% p.a. simple interest for 3 years.  (1) How much amount will be received by M? (1)  (2) How much amount will be received by N? (1)  (3) Who will get more money at the end of three years? Give reason. (2) Q. 23 P & Q are students and are preparing a project on impact of price rise on common people of country. Not happy with the situation of price rise they asked their teacher about the ways in which increase in prices is controlled by authorities. In relation to above context, explain the monetary policy of RBI and explain any two of its tools.  Q. 24 Briefly explain any fo...
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Banking class 12 cbse Sample Question Paper 2025-26 question 17-19

video 16 Answer any 2 out of the given 3 questions in 30– 50 words each (3 x 2 = 6 marks)  Q. 17 List any three Branch Manager’s duties as a Retail banker. 3  Q. 18 What is the purpose of ATM? State any two uses of ATM. 3  Q. 19 Distinguish between Simple Interest and compound Interest on any three points.   Q.17 Branch Manager’s duties as a Retail banker   **Answer:**   A Branch Manager oversees daily banking operations, manages staff performance, and ensures compliance with RBI guidelines. They focus on customer satisfaction, promote retail products like loans and deposits, handle complaints, and achieve business targets, making the branch efficient and profitable.   --- ## Q.18 Purpose and uses of ATM   **Answer:**   An ATM provides customers with convenient, 24/7 banking access without visiting a branch. It allows cash withdrawals, deposits, balance inquiries, and fund transfers. ATMs save time, reduce worklo...
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Banking class 12 cbse Sample Question Paper 2025-26 question 12-16

video 15 Answer any 3 out of the given 5 questions in 20 – 30 words each (2 x 3 = 6 marks) Q. 12 Now-a-days single window system is adopted and cheque-drop boxes are maintained in bank branches. Explain these and discuss their significance.  Q. 13 Distinguish between Debit card and Credit card..  Q. 14 List the functions of Front office of bank.  Q. 15 Write a short note on reverse repo-rate.  Q. 16 State two points of difference between BR and MIBOR.  Q.12 Single window system and cheque‑drop boxes Answer: The single window system allows customers to complete multiple banking services at one counter. Cheque‑drop boxes save time, reduce queues, and ensure faster processing. Q.13 Distinguish between Debit card and Credit card Answer: A debit card withdraws money directly from the customer’s account. A credit card allows borrowing from the bank up to a limit, repayable later with interest. Q.14 Functions of Front office of bank Answer: The front office ha...
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Banking class 12 cbse Sample Question Paper 2025-26 question 7-11

video 14 Answer any 3 out of the given 5 questions in 20 – 30 words each (2 x 3 = 6 marks) Q. 7 What is stress and how can it be managed?  Q. 8 Explain why effective communication is important in the Banking environment?  Q. 9 What is presentation? How is it useful for bank employee?  Q. 10 Explain how fear act as barrier for an entrepreneur?  Q. 11 How recycling materials helps the banking industry to grow economically? Explain. Explanation  ## Q.7 What is stress and how can it be managed?   **Answer:**   Stress is the body’s reaction to pressure. It can be managed through relaxation, exercise, time management, and positive thinking to maintain mental balance.   --- ## Q.8 Explain why effective communication is important in the Banking environment.   **Answer:**   Effective communication builds trust, avoids errors, and ensures smooth transactions. It helps bankers explain services clearly and maintain strong cu...
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Banking class 12 cbse Sample Question Paper 2025-26 question 6

video 13 i. Banker Lockers are not used for keeping Question: Banker Lockers are not used for keeping  a) Cash  b) Jewellery  c) Stock certificates  d) Home Deeds Explanations: Cash : Incorrect. Cash is not recommended to be kept in lockers because lockers are meant for valuables and documents, not for storing liquid money. Jewellery : Correct usage. People commonly keep gold, diamonds, and other jewellery in lockers for safety. Stock certificates : Correct usage. Important financial papers like stock certificates can be safely stored in lockers. Home deeds : Correct usage. Property papers and deeds are often kept in lockers for security. Right Answer: a) Cash ii. State the full form WAP. Question: State the full form WAP. Explanations: WAP stands for Wireless Application Protocol . It is a standard that allows mobile devices to access information over a wireless network. Right Answer: Wireless Application Protocol iii. Upon detection of a counterfeit note a...
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