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Banking class 12

Banking class 12 cbse Sample Question Paper 2025-26 question 5

i. The document containing the guarantee of a bank to honor Bills of exchange drawn on it by an exporter is a) Letter of Hypothecation b) Letter of Credit c) Bill of Lading d) Bill of Exchange Explanation: Letter of Hypothecation → ❌ Wrong. It is used when goods are pledged as security, not for guaranteeing bills. Letter of Credit → ✅ Correct. A bank issues this to guarantee payment to exporters. Bill of Lading → ❌ Wrong. It is a shipping document, not a payment guarantee. Bill of Exchange → ❌ Wrong. It is an order to pay, not a guarantee. 👉 Right Answer: (b) Letter of Credit ii. Name the input device for feeding data in computer. Explanation: Examples: Keyboard , Mouse , Scanner . These devices allow users to enter data into the computer. 👉 Right Answer: Keyboard (or any valid input device) iii. ______ is a secure space specially constructed with RCC on all sides. a) Manager’s Cabin b) Cash Counter c) Strong Room d) Clerk’s Cabin Explanation: Manage...

Banking class 12 cbse Sample Question Paper 2025-26 question 4

  i. Credit card limit is a) Revolving loan limit b) Installment loan limit c) Cash credit limit d) Overdraft limit Explanation: Revolving loan limit → ✅ Correct. Credit cards allow repeated borrowing up to a set limit, repaid and reused. Installment loan limit → ❌ Wrong. Installment loans are fixed repayment loans, unlike credit cards. Cash credit limit → ❌ Wrong. Cash credit is for businesses, not personal credit cards. Overdraft limit → ❌ Wrong. Overdraft is linked to current/savings accounts, not credit cards. 👉 Right Answer: (a) Revolving loan limit ii. The invader creates a misleading context which fools you into making an unsuitable security decision. a) Phishing b) Spoofing c) Skimming d) Fishing Explanation: Phishing → ❌ Wrong. Phishing is tricking users with fake emails/websites to steal information. Spoofing → ✅ Correct. Spoofing means creating a false/misleading identity or context (like fake IP address, fake caller ID, or fake website) to deceive users into wron...

Banking class 12 cbse Sample Question Paper 2025-26 question 3

 Banking Q&A Practice (Class XII – SQP) i. Nomination of bank locker once done can a. Not be cancelled b. Be cancelled c. Not be changed d. Can be changed Explanation: Not be cancelled → Wrong. A nomination can be cancelled anytime. Be cancelled → Correct. The locker holder can cancel nomination. Not be changed → Wrong. It can be changed. Can be changed → Correct. Nomination can be modified. 👉 Right Answer: (b) Be cancelled OR (d) Can be changed ii. _________ refers to banking where transactions are carried out through internet. a. e-banking b. e-delivery c. e-tickets d. e-commerce Explanation: e-banking → Correct. Online banking services like fund transfer, bill payment, etc. e-delivery → Wrong. Refers to electronic delivery of services, not banking. e-tickets → Wrong. Refers to online ticket booking. e-commerce → Wrong. Refers to buying/selling goods online. 👉 Right Answer: (a) e-banking iii. Who is responsible to hold periodical meetings of all staff members to dis...

Banking class 12 cbse Sample question paper 2025-26 mcq

banking class 12 mcq Q.2 (i) Which mode of Funds transfer takes longest time to transfer money to the payee? a. Cheque b. NEFT c. RTGS d. ECS Answer: a. Cheque Explanation of Options: Cheque: Takes the longest time because it requires physical clearing. Correct answer. NEFT: Electronic transfer, usually within hours. RTGS: Real-time transfer, immediate settlement. ECS: Electronic Clearing System, faster than cheque. Q.2 (ii) _____ is the name of process of converting black money to white money. a. Foreign exchange b. Laundering c. Money laundering d. Demonetization Answer: c. Money laundering Explanation of Options: Foreign exchange: Currency conversion, not related to black money. Laundering: General cleaning process, incomplete term. Money laundering: Correct answer, process of making illegal money appear legal. Demonetization: Withdrawal of currency notes, not conversion of black money. Q.2 Q.2 (iii) The _____ cabin has to be as far away as ...

Employability Skills (CLASS 12) 2 MARKS QUESTION FROM RETAIL SAMPLE PAPER 2025-26

Employability Skills (CLASS 12)  2 MARKS QUESTION  FROM RETAIL SAMPLE PAPER 2025-26 Q.7 Define active listening. (2 marks) Answer: Active listening is an art that involves both a desire to comprehend and offering support and empathy to the speaker. Explanation: It means not just hearing words but understanding the feelings and intentions behind them. 👩‍🏫 Teacher use: Role-play exercises where one student speaks and another practices active listening by summarizing and showing empathy. Q.8 Mention two steps to overcome personality disorders. (2 marks) Answer (Any two): Talk to someone and share your feelings. Build confidence in handling difficult situations. Engage in hobbies like music, dance, or painting. Stay positive by reframing problems as challenges. Explanation: These steps help reduce stress, improve coping skills, and promote mental well-being. 👩‍🏫 Teacher use: Ask students to brainstorm coping strategies and discuss how hobbies or positive think...

Employability sample class 11 |mcq sample Question Paper for Class XI (Session 2025-2026) from RETAIL question 1

Q.1 (i) Name a command used to insert or delete a table in a document and format it? Answer: Table Command Explanation: The Table command in word processors like MS Word allows users to insert, delete, and format tables. It provides options such as adding rows/columns, merging cells, and applying styles. Q.1 (ii) Which of the following is not an entrepreneurial value to be followed by an entrepreneur? A. Independence B. Honesty C. Disrespect D. Trust Answer: C. Disrespect Explanation of Options: Independence : Entrepreneurs value freedom in decision-making. Honesty : Builds credibility and trust with customers. Disrespect : Negative trait, not an entrepreneurial value. Correct answer. Trust : Essential for teamwork and customer relations. Q.1 (iii) Which of the following points highlight the importance of dressing appropriately, looking decent, and positive body language? A. Promotes self-respect B. Boost self-confidence C. It’s a step to overall improvement D. Every expression ...

45 days study plan for BANKING (CLASS XII) 2025 exam

  Important dates to keeo in mind  22 february 2025- Business Administration  4 March 2025- Banking  FULL DATESHEET FOR CLASS 12 CBSE Click here  IMPORTANT DATES  BANKING (SUBJECT CODE 811) CURRICULUM FOR CLASS-XII SESSION 2024-25   Total Marks: 100  (Theory-60 + Practical-40)  Part A Employability Skills  -  Total marks 10   Unit 1 : Communication Skills         ( 2 questions)  (3 days)   Unit 2 : Self-Management Skills      ( 2 questions )  (2 days)   Unit 3 : ICT Skills                           (2 questions)  ( 3 days )   Unit 4 : Entrepreneurial Skills          ( 2 questions) ( 2 days)   Unit 5 : Green Skills                        ( 2 questions)   (2 days) Important ...